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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,731 | $185,312-87.2% | $161,489-85.3% | $154,746-84.7% |
| Participation rate | 44.4% | 82.5%-38.0pp | 78.7%-34.3pp | 80.7%-36.3pp |
| Annual return | 147.98% | 103.84%+44.1pp | 89.72%+58.3pp | 172.34%-24.4pp |
| Employer contribution / active EE | $0 | $4,769-100.0% | $4,268-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $2,671 | $6,350-57.9% | $5,630-52.6% | $6,730-60.3% |
| Admin fee / account holder | $715 | $18,654-96.2% | $16,006-95.5% | $14,365-95.0% |