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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,557 | $217,432-85.5% | $185,849-83.0% | $167,536-81.2% |
| Participation rate | 61.1% | 86.1%-24.9pp | 81.7%-20.6pp | 82.1%-21.0pp |
| Annual return | 14.96% | 148.42%-133.5pp | 122.10%-107.1pp | 478.82%-463.9pp |
| Employer contribution / active EE | $0 | $5,875-100.0% | $5,169-100.0% | $4,839-100.0% |
| Participant deferral / active EE | $2,737 | $6,357-56.9% | $5,569-50.8% | $6,342-56.8% |
| Admin fee / account holder | $345 | $19,818-98.3% | $16,244-97.9% | $12,315-97.2% |