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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,344 | $54,590-49.9% | $81,726-66.5% | $73,497-62.8% |
| Participation rate | 55.0% | 68.3%-13.4pp | 72.0%-17.1pp | 70.7%-15.7pp |
| Annual return | 20.29% | 17.74%+2.6pp | 29.49%-9.2pp | 28.51%-8.2pp |
| Employer contribution / active EE | $1,065 | $1,636-34.9% | $4,311-75.3% | $2,270-53.1% |
| Participant deferral / active EE | $1,755 | $2,759-36.4% | $7,108-75.3% | $3,740-53.1% |
| Admin fee / account holder | $21 | $592-96.5% | $5,160-99.6% | $513-96.0% |