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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,208 | $50,666-60.1% | $76,667-73.6% | $65,186-69.0% |
| Participation rate | 65.5% | 68.8%-3.3pp | 72.1%-6.6pp | 70.2%-4.7pp |
| Annual return | 24.12% | 28.51%-4.4pp | 1166.74%-1142.6pp | 29.39%-5.3pp |
| Employer contribution / active EE | $1,182 | $1,575-25.0% | $2,303-48.7% | $2,177-45.7% |
| Participant deferral / active EE | $1,929 | $2,647-27.1% | $3,336-42.2% | $3,514-45.1% |
| Admin fee / account holder | $22 | $463-95.3% | $6,423-99.7% | $847-97.4% |