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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,366 | $148,623+39.5% | $135,974+52.5% | $139,466+48.7% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 24.49% | 79.30%-54.8pp | 68.30%-43.8pp | 373.66%-349.2pp |
| Employer contribution / active EE | $4,189 | $5,246-20.2% | $4,859-13.8% | $4,754-11.9% |
| Participant deferral / active EE | $10,459 | $8,103+29.1% | $7,760+34.8% | $6,712+55.8% |
| Admin fee / account holder | $23,125 | $12,406+86.4% | $10,767+114.8% | $11,409+102.7% |