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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,585 | $138,102+1.1% | $125,381+11.3% | $134,532+3.8% |
| Participation rate | 94.7% | 84.5%+10.2pp | 82.4%+12.4pp | 81.2%+13.5pp |
| Annual return | -20.37% | 750.73%-771.1pp | 572.31%-592.7pp | 418.27%-438.6pp |
| Employer contribution / active EE | $4,113 | $5,245-21.6% | $4,815-14.6% | $4,741-13.2% |
| Participant deferral / active EE | $9,733 | $7,801+24.8% | $7,448+30.7% | $6,401+52.1% |
| Admin fee / account holder | $20,535 | $11,568+77.5% | $10,007+105.2% | $11,429+79.7% |