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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,638 | $134,817+42.9% | $123,973+55.4% | $155,188+24.1% |
| Participation rate | 94.1% | 79.4%+14.7pp | 76.7%+17.5pp | 80.8%+13.3pp |
| Annual return | 12.29% | 515.49%-503.2pp | 388.13%-375.8pp | 148.84%-136.5pp |
| Employer contribution / active EE | $12,353 | $4,425+179.2% | $4,126+199.4% | $4,248+190.8% |
| Participant deferral / active EE | $8,266 | $5,706+44.8% | $5,247+57.5% | $6,531+26.6% |
| Admin fee / account holder | $2,593 | $13,245-80.4% | $11,799-78.0% | $14,480-82.1% |