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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,613 | $110,379+33.7% | $102,412+44.1% | $145,884+1.2% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 22.30% | 24.84%-2.5pp | 24.94%-2.6pp | 551.85%-529.5pp |
| Employer contribution / active EE | $12,756 | $4,216+202.5% | $3,870+229.6% | $4,662+173.6% |
| Participant deferral / active EE | $8,875 | $5,622+57.9% | $5,060+75.4% | $6,690+32.7% |
| Admin fee / account holder | $16,524 | $9,745+69.6% | $8,388+97.0% | $13,392+23.4% |