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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,801 | $115,903-45.0% | $100,528-36.5% | $158,966-59.9% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | 5.84% | 34.80%-29.0pp | 30.90%-25.1pp | 302.95%-297.1pp |
| Employer contribution / active EE | $0 | $4,105-100.0% | $3,419-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $5,971 | $6,677-10.6% | $6,271-4.8% | $5,983-0.2% |
| Admin fee / account holder | $10,555 | $11,000-4.0% | $8,084+30.6% | $11,250-6.2% |