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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,729 | $105,145+135.6% | $94,664+161.7% | $139,466+77.6% |
| Participation rate | 100.0% | 82.4%+17.6pp | 80.8%+19.2pp | 80.3%+19.7pp |
| Annual return | 13.58% | 38.09%-24.5pp | 156.84%-143.3pp | 373.66%-360.1pp |
| Employer contribution / active EE | $1,328 | $4,107-67.7% | $3,673-63.8% | $4,754-72.1% |
| Participant deferral / active EE | $9,538 | $7,599+25.5% | $7,417+28.6% | $6,712+42.1% |
| Admin fee / account holder | $1,340 | $8,972-85.1% | $7,222-81.4% | $11,409-88.3% |