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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,196 | $124,187+84.6% | $108,410+111.4% | $167,518+36.8% |
| Participation rate | 100.0% | 82.3%+17.7pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 11.66% | 1379.80%-1368.1pp | 905.34%-893.7pp | 478.71%-467.1pp |
| Employer contribution / active EE | $11,505 | $4,187+174.8% | $3,558+223.3% | $4,838+137.8% |
| Participant deferral / active EE | $8,098 | $6,908+17.2% | $6,562+23.4% | $6,342+27.7% |
| Admin fee / account holder | $2,438 | $9,456-74.2% | $7,296-66.6% | $12,312-80.2% |