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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,196 | $124,175+84.6% | $108,405+111.4% | $167,536+36.8% |
| Participation rate | 100.0% | 82.3%+17.7pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 11.66% | 1380.13%-1368.5pp | 905.55%-893.9pp | 478.82%-467.2pp |
| Employer contribution / active EE | $11,505 | $4,188+174.7% | $3,559+223.3% | $4,839+137.8% |
| Participant deferral / active EE | $8,098 | $6,908+17.2% | $6,563+23.4% | $6,342+27.7% |
| Admin fee / account holder | $2,438 | $9,457-74.2% | $7,297-66.6% | $12,315-80.2% |