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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,038 | $84,236-64.3% | $170,435-82.4% | $70,126-57.2% |
| Participation rate | 53.6% | 70.8%-17.3pp | 83.6%-30.0pp | 69.5%-16.0pp |
| Annual return | 16.32% | 23.06%-6.7pp | 205.94%-189.6pp | 73.15%-56.8pp |
| Employer contribution / active EE | $2,093 | $3,387-38.2% | $5,432-61.5% | $2,343-10.7% |
| Participant deferral / active EE | $1,124 | $3,086-63.6% | $4,939-77.2% | $3,332-66.3% |
| Admin fee / account holder | $0 | $5,698-100.0% | $13,881-100.0% | $4,645-100.0% |