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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $346,946 | $172,111+101.6% | $150,298+130.8% | $137,256+152.8% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 16.32% | 69.37%-53.1pp | 62.79%-46.5pp | 220.34%-204.0pp |
| Employer contribution / active EE | $11,065 | $4,636+138.7% | $4,154+166.4% | $4,156+166.2% |
| Participant deferral / active EE | $8,963 | $6,166+45.4% | $5,453+64.4% | $6,407+39.9% |
| Admin fee / account holder | $3,594 | $16,471-78.2% | $14,116-74.5% | $12,270-70.7% |