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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,487 | $106,247-43.1% | $96,515-37.3% | $139,466-56.6% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 19.57% | 38.47%-18.9pp | 35.73%-16.2pp | 373.66%-354.1pp |
| Employer contribution / active EE | $9,529 | $4,106+132.1% | $3,740+154.8% | $4,754+100.5% |
| Participant deferral / active EE | $10,598 | $5,456+94.3% | $4,880+117.2% | $6,712+57.9% |
| Admin fee / account holder | $839 | $7,885-89.4% | $6,735-87.5% | $11,409-92.6% |