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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,239 | $124,330-79.7% | $109,173-76.9% | $167,536-84.9% |
| Participation rate | 100.0% | 79.5%+20.5pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 15.20% | 26.04%-10.8pp | 25.75%-10.6pp | 478.82%-463.6pp |
| Employer contribution / active EE | $6,807 | $4,209+61.7% | $3,723+82.8% | $4,839+40.7% |
| Participant deferral / active EE | $7,228 | $5,256+37.5% | $4,654+55.3% | $6,342+14.0% |
| Admin fee / account holder | $357 | $7,974-95.5% | $6,755-94.7% | $12,315-97.1% |