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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,648 | $142,409+44.4% | $119,634+71.9% | $134,545+52.8% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.3%+20.7pp | 81.2%+18.8pp |
| Annual return | -41.52% | -12.46%-29.1pp | -14.98%-26.5pp | 418.37%-459.9pp |
| Employer contribution / active EE | $8,290 | $5,224+58.7% | $4,232+95.9% | $4,742+74.8% |
| Participant deferral / active EE | $0 | $6,468-100.0% | $5,601-100.0% | $6,401-100.0% |
| Admin fee / account holder | $1,494 | $13,594-89.0% | $10,329-85.5% | $11,431-86.9% |