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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $298,869 | $162,821+83.6% | $133,978+123.1% | $158,982+88.0% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 86.59% | 41.95%+44.6pp | 45.10%+41.5pp | 302.99%-216.4pp |
| Employer contribution / active EE | $8,294 | $4,976+66.7% | $3,919+111.6% | $4,763+74.1% |
| Participant deferral / active EE | $0 | $5,910-100.0% | $5,047-100.0% | $5,983-100.0% |
| Admin fee / account holder | $1,339 | $11,742-88.6% | $8,930-85.0% | $11,252-88.1% |