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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,170 | $183,516+28.7% | $155,534+51.8% | $145,884+61.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 16.79% | 61.43%-44.6pp | 64.92%-48.1pp | 551.85%-535.1pp |
| Employer contribution / active EE | $3,286 | $5,315-38.2% | $4,675-29.7% | $4,662-29.5% |
| Participant deferral / active EE | $7,079 | $6,467+9.5% | $5,630+25.7% | $6,690+5.8% |
| Admin fee / account holder | $2,040 | $19,293-89.4% | $15,900-87.2% | $13,392-84.8% |