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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,348 | $167,353-25.7% | $143,797-13.5% | $134,545-7.6% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -20.75% | 0.48%-21.2pp | -0.04%-20.7pp | 418.37%-439.1pp |
| Employer contribution / active EE | $6,197 | $5,620+10.3% | $4,952+25.1% | $4,742+30.7% |
| Participant deferral / active EE | $5,932 | $6,447-8.0% | $5,638+5.2% | $6,401-7.3% |
| Admin fee / account holder | $6,102 | $18,096-66.3% | $14,679-58.4% | $11,431-46.6% |