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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,105 | $78,428-4.2% | $95,960-21.7% | $79,852-5.9% |
| Participation rate | 87.1% | 73.5%+13.6pp | 77.1%+10.0pp | 69.6%+17.5pp |
| Annual return | 12.76% | 19.37%-6.6pp | 91.63%-78.9pp | 31.72%-19.0pp |
| Employer contribution / active EE | $5,567 | $1,945+186.2% | $2,541+119.1% | $2,471+125.3% |
| Participant deferral / active EE | $3,487 | $3,440+1.4% | $4,167-16.3% | $3,740-6.8% |
| Admin fee / account holder | $341 | $5,622-93.9% | $6,797-95.0% | $5,306-93.6% |