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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,144 | $72,492+11.9% | $87,104-6.8% | $72,975+11.2% |
| Participation rate | 64.1% | 72.8%-8.7pp | 76.9%-12.8pp | 69.5%-5.4pp |
| Annual return | 25.76% | 24.46%+1.3pp | 28.19%-2.4pp | 81.01%-55.3pp |
| Employer contribution / active EE | $4,648 | $1,894+145.4% | $2,521+84.3% | $2,440+90.5% |
| Participant deferral / active EE | $3,438 | $3,270+5.1% | $4,048-15.1% | $3,608-4.7% |
| Admin fee / account holder | $253 | $5,055-95.0% | $7,491-96.6% | $5,124-95.1% |