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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,657 | $106,557-75.0% | $91,227-70.8% | $134,545-80.2% |
| Participation rate | 63.6% | 76.8%-13.2pp | 73.2%-9.6pp | 81.2%-17.6pp |
| Annual return | -20.57% | 160.81%-181.4pp | 114.14%-134.7pp | 418.37%-438.9pp |
| Employer contribution / active EE | $0 | $3,332-100.0% | $2,851-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $2,057 | $4,719-56.4% | $4,234-51.4% | $6,401-67.9% |
| Admin fee / account holder | $281 | $6,235-95.5% | $5,423-94.8% | $11,431-97.5% |