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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,503 | $107,809-79.1% | $90,657-75.2% | $135,380-83.4% |
| Participation rate | 46.2% | 78.0%-31.9pp | 74.0%-27.9pp | 82.6%-36.5pp |
| Annual return | -7.12% | -0.90%-6.2pp | 1.89%-9.0pp | 519.81%-526.9pp |
| Employer contribution / active EE | $0 | $3,018-100.0% | $2,532-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $2,498 | $3,872-35.5% | $3,424-27.0% | $5,609-55.5% |
| Admin fee / account holder | $2,833 | $5,931-52.2% | $4,994-43.3% | $10,828-73.8% |