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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,559 | $56,116-81.2% | $135,768-92.2% | $86,983-87.9% |
| Participation rate | 80.0% | 60.1%+19.9pp | 71.1%+8.9pp | 69.5%+10.5pp |
| Annual return | 10.54% | 125.33%-114.8pp | 526.10%-515.6pp | 25.83%-15.3pp |
| Employer contribution / active EE | $750 | $1,528-50.9% | $3,394-77.9% | $2,584-71.0% |
| Participant deferral / active EE | $2,240 | $2,690-16.7% | $3,977-43.7% | $4,194-46.6% |
| Admin fee / account holder | $8,757 | $4,314+103.0% | $7,048+24.2% | $7,856+11.5% |