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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,500 | $176,402-82.1% | $134,162-76.5% | $158,982-80.2% |
| Participation rate | 20.8% | 78.7%-57.9pp | 72.2%-51.4pp | 82.0%-61.1pp |
| Annual return | 5.42% | 63.66%-58.2pp | 36.35%-30.9pp | 302.99%-297.6pp |
| Employer contribution / active EE | $415 | $5,042-91.8% | $3,705-88.8% | $4,763-91.3% |
| Participant deferral / active EE | $1,299 | $4,093-68.3% | $3,500-62.9% | $5,983-78.3% |
| Admin fee / account holder | $11,994 | $8,719+37.6% | $6,685+79.4% | $11,252+6.6% |