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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,014 | $148,623+48.0% | $135,974+61.8% | $139,466+57.8% |
| Participation rate | 59.1% | 83.9%-24.8pp | 81.9%-22.8pp | 80.3%-21.2pp |
| Annual return | 14.01% | 79.30%-65.3pp | 68.30%-54.3pp | 373.66%-359.7pp |
| Employer contribution / active EE | $3,995 | $5,246-23.9% | $4,859-17.8% | $4,754-16.0% |
| Participant deferral / active EE | $5,792 | $8,103-28.5% | $7,760-25.4% | $6,712-13.7% |
| Admin fee / account holder | $30,649 | $12,406+147.1% | $10,767+184.7% | $11,409+168.6% |