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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,776 | $157,304+13.0% | $141,197+25.9% | $152,909+16.3% |
| Participation rate | 66.7% | 84.8%-18.2pp | 82.5%-15.8pp | 82.5%-15.8pp |
| Annual return | 24.84% | 64.34%-39.5pp | 71.41%-46.6pp | 345.46%-320.6pp |
| Employer contribution / active EE | $2,281 | $5,263-56.7% | $4,736-51.8% | $4,764-52.1% |
| Participant deferral / active EE | $7,146 | $7,111+0.5% | $6,710+6.5% | $5,851+22.1% |
| Admin fee / account holder | $370 | $12,126-97.0% | $10,265-96.4% | $11,601-96.8% |