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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,214 | $136,860-58.2% | $120,344-52.5% | $154,746-63.0% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.7%+23.3pp | 80.7%+19.3pp |
| Annual return | 15.43% | 21.38%-5.9pp | 20.30%-4.9pp | 172.34%-156.9pp |
| Employer contribution / active EE | $3,339 | $3,533-5.5% | $3,020+10.5% | $4,379-23.8% |
| Participant deferral / active EE | $3,311 | $5,793-42.8% | $5,135-35.5% | $6,730-50.8% |
| Admin fee / account holder | $1,005 | $15,393-93.5% | $12,742-92.1% | $14,365-93.0% |