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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,820 | $117,829-59.4% | $102,423-53.3% | $145,877-67.2% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 13.95% | 31.83%-17.9pp | 29.42%-15.5pp | 551.28%-537.3pp |
| Employer contribution / active EE | $3,711 | $3,615+2.7% | $3,023+22.8% | $4,663-20.4% |
| Participant deferral / active EE | $3,384 | $5,732-41.0% | $5,054-33.0% | $6,691-49.4% |
| Admin fee / account holder | $2,527 | $13,335-81.0% | $9,455-73.3% | $13,402-81.1% |