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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,214 | $124,425-54.0% | $112,040-48.9% | $137,256-58.3% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 15.43% | 24.72%-9.3pp | 24.52%-9.1pp | 220.34%-204.9pp |
| Employer contribution / active EE | $3,339 | $3,411-2.1% | $2,954+13.0% | $4,156-19.7% |
| Participant deferral / active EE | $3,311 | $5,718-42.1% | $5,098-35.0% | $6,407-48.3% |
| Admin fee / account holder | $1,005 | $15,207-93.4% | $12,098-91.7% | $12,270-91.8% |