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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,214 | $167,415-65.8% | $140,514-59.3% | $198,609-71.2% |
| Participation rate | 100.0% | 80.9%+19.1pp | 77.8%+22.2pp | 82.4%+17.6pp |
| Annual return | 15.43% | 13.85%+1.6pp | 14.36%+1.1pp | 202.70%-187.3pp |
| Employer contribution / active EE | $3,339 | $4,088-18.3% | $3,378-1.2% | $5,055-34.0% |
| Participant deferral / active EE | $3,311 | $5,579-40.6% | $4,919-32.7% | $6,977-52.5% |
| Admin fee / account holder | $1,005 | $16,730-94.0% | $13,697-92.7% | $19,030-94.7% |