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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,650 | $102,385-34.9% | $147,080-54.7% | $80,935-17.7% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 10.38% | 135.09%-124.7pp | 420.17%-409.8pp | 35.66%-25.3pp |
| Employer contribution / active EE | $4,180 | $3,717+12.5% | $4,933-15.3% | $2,757+51.6% |
| Participant deferral / active EE | $4,886 | $6,651-26.5% | $8,066-39.4% | $4,299+13.6% |
| Admin fee / account holder | $21,031 | $7,951+164.5% | $12,989+61.9% | $6,924+203.7% |