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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,633 | $93,617-8.5% | $135,982-37.0% | $75,177+13.9% |
| Participation rate | 96.4% | 75.2%+21.2pp | 81.9%+14.5pp | 67.2%+29.2pp |
| Annual return | 12.65% | 30.89%-18.2pp | 68.32%-55.7pp | 160.75%-148.1pp |
| Employer contribution / active EE | $3,721 | $3,538+5.2% | $4,859-23.4% | $2,671+39.3% |
| Participant deferral / active EE | $4,583 | $6,406-28.5% | $7,760-40.9% | $4,126+11.1% |
| Admin fee / account holder | $6,021 | $6,980-13.7% | $10,767-44.1% | $5,651+6.5% |