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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,133 | $217,432+21.9% | $185,851+42.7% | $167,553+58.2% |
| Participation rate | 92.9% | 86.1%+6.8pp | 81.7%+11.1pp | 82.1%+10.7pp |
| Annual return | 12.55% | 148.43%-135.9pp | 122.11%-109.6pp | 478.89%-466.3pp |
| Employer contribution / active EE | $8,629 | $5,874+46.9% | $5,168+67.0% | $4,840+78.3% |
| Participant deferral / active EE | $16,183 | $6,357+154.6% | $5,569+190.6% | $6,343+155.1% |
| Admin fee / account holder | $14,323 | $19,820-27.7% | $16,245-11.8% | $12,316+16.3% |