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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,821 | $180,459-34.7% | $154,108-23.5% | $135,380-13.0% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -6.50% | 888.21%-894.7pp | 735.21%-741.7pp | 519.81%-526.3pp |
| Employer contribution / active EE | $7,341 | $6,035+21.6% | $5,298+38.6% | $4,779+53.6% |
| Participant deferral / active EE | $10,750 | $5,806+85.1% | $5,081+111.6% | $5,609+91.6% |
| Admin fee / account holder | $15,850 | $16,145-1.8% | $13,411+18.2% | $10,828+46.4% |