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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $651,342 | $106,280+512.9% | $96,538+574.7% | $139,487+367.0% |
| Participation rate | 0.0% | 77.8%-77.8pp | 74.3%-74.3pp | 80.3%-80.3pp |
| Annual return | 13.76% | 38.48%-24.7pp | 35.74%-22.0pp | 373.84%-360.1pp |
| Employer contribution / active EE | $1,135 | $4,107-72.4% | $3,740-69.7% | $4,755-76.1% |
| Participant deferral / active EE | $6,520 | $5,457+19.5% | $4,880+33.6% | $6,713-2.9% |
| Admin fee / account holder | $5,460 | $7,888-30.8% | $6,737-19.0% | $11,407-52.1% |