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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,312 | $133,998-5.7% | $112,263+12.5% | $134,545-6.1% |
| Participation rate | 33.3% | 78.6%-45.2pp | 75.1%-41.7pp | 81.2%-47.9pp |
| Annual return | -13.66% | 47.17%-60.8pp | 27.49%-41.1pp | 418.37%-432.0pp |
| Employer contribution / active EE | $919 | $4,040-77.3% | $3,636-74.7% | $4,742-80.6% |
| Participant deferral / active EE | $4,979 | $5,292-5.9% | $4,729+5.3% | $6,401-22.2% |
| Admin fee / account holder | $1,154 | $7,493-84.6% | $6,410-82.0% | $11,431-89.9% |