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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,712 | $148,629-29.5% | $135,982-23.0% | $139,487-24.9% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 24.97% | 79.33%-54.4pp | 68.32%-43.4pp | 373.84%-348.9pp |
| Employer contribution / active EE | $2,763 | $5,247-47.3% | $4,859-43.1% | $4,755-41.9% |
| Participant deferral / active EE | $17,352 | $8,102+114.2% | $7,760+123.6% | $6,713+158.5% |
| Admin fee / account holder | $844 | $12,406-93.2% | $10,767-92.2% | $11,407-92.6% |