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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,037 | $138,114-48.6% | $125,391-43.3% | $134,545-47.2% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -21.48% | 750.88%-772.4pp | 572.41%-593.9pp | 418.37%-439.9pp |
| Employer contribution / active EE | $1,554 | $5,246-70.4% | $4,816-67.7% | $4,742-67.2% |
| Participant deferral / active EE | $2,281 | $7,801-70.8% | $7,448-69.4% | $6,401-64.4% |
| Admin fee / account holder | $1,066 | $11,570-90.8% | $10,009-89.3% | $11,431-90.7% |