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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,013 | $162,821-67.4% | $133,978-60.4% | $158,982-66.7% |
| Participation rate | 73.9% | 83.2%-9.3pp | 79.8%-5.9pp | 82.0%-8.1pp |
| Annual return | 15.58% | 41.95%-26.4pp | 45.10%-29.5pp | 302.99%-287.4pp |
| Employer contribution / active EE | $0 | $4,976-100.0% | $3,919-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $3,283 | $5,910-44.5% | $5,047-35.0% | $5,983-45.1% |
| Admin fee / account holder | $9,325 | $11,742-20.6% | $8,930+4.4% | $11,252-17.1% |