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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,442 | $113,941-69.8% | $94,229-63.4% | $125,389-72.5% |
| Participation rate | 68.4% | 82.9%-14.5pp | 78.8%-10.4pp | 83.2%-14.8pp |
| Annual return | -1.78% | 5.29%-7.1pp | 10.68%-12.5pp | 282.24%-284.0pp |
| Employer contribution / active EE | $0 | $4,727-100.0% | $3,587-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $2,461 | $5,179-52.5% | $4,320-43.0% | $5,352-54.0% |
| Admin fee / account holder | $2,104 | $8,392-74.9% | $6,269-66.4% | $9,541-77.9% |