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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,199 | $49,976+306.6% | $66,674+204.8% | $82,637+145.9% |
| Participation rate | 77.8% | 63.1%+14.7pp | 73.7%+4.1pp | 68.1%+9.7pp |
| Annual return | 14.17% | 39.09%-24.9pp | 321.24%-307.1pp | 53.51%-39.3pp |
| Employer contribution / active EE | $0 | $1,988-100.0% | $2,620-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $5,272 | $2,847+85.2% | $4,084+29.1% | $4,126+27.8% |
| Admin fee / account holder | $3,722 | $4,594-19.0% | $5,098-27.0% | $7,339-49.3% |