Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,766 | $76,112-51.7% | $96,534-61.9% | $71,511-48.6% |
| Participation rate | 32.7% | 74.4%-41.7pp | 76.0%-43.3pp | 67.9%-35.2pp |
| Annual return | 18.23% | 22.81%-4.6pp | 25.88%-7.6pp | 28.86%-10.6pp |
| Employer contribution / active EE | $731 | $2,248-67.5% | $2,965-75.4% | $2,589-71.8% |
| Participant deferral / active EE | $1,405 | $4,217-66.7% | $4,851-71.0% | $4,291-67.2% |
| Admin fee / account holder | $6,426 | $2,708+137.3% | $8,253-22.1% | $1,588+304.5% |