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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,820 | $109,372+4.1% | $89,414+27.3% | $158,966-28.4% |
| Participation rate | 41.7% | 74.3%-32.6pp | 68.0%-26.3pp | 82.0%-40.3pp |
| Annual return | 7.92% | 345.55%-337.6pp | 245.50%-237.6pp | 302.95%-295.0pp |
| Employer contribution / active EE | $962 | $3,171-69.7% | $2,586-62.8% | $4,762-79.8% |
| Participant deferral / active EE | $1,202 | $4,598-73.9% | $3,890-69.1% | $5,983-79.9% |
| Admin fee / account holder | $10 | $6,156-99.8% | $4,883-99.8% | $11,250-99.9% |