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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,865 | $106,267+6.2% | $96,520+16.9% | $139,456-19.1% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 15.44% | 38.45%-23.0pp | 35.72%-20.3pp | 373.45%-358.0pp |
| Employer contribution / active EE | $8,604 | $4,105+109.6% | $3,739+130.1% | $4,753+81.0% |
| Participant deferral / active EE | $11,089 | $5,454+103.3% | $4,879+127.3% | $6,711+65.2% |
| Admin fee / account holder | $1,624 | $7,882-79.4% | $6,733-75.9% | $11,407-85.8% |