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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,672 | $112,131+38.8% | $95,964+62.2% | $158,982-2.1% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 15.62% | 171.19%-155.6pp | 91.64%-76.0pp | 302.99%-287.4pp |
| Employer contribution / active EE | $14,722 | $3,199+360.2% | $2,541+479.3% | $4,763+209.1% |
| Participant deferral / active EE | $9,403 | $4,784+96.6% | $4,167+125.7% | $5,983+57.2% |
| Admin fee / account holder | $21,174 | $10,136+108.9% | $6,797+211.5% | $11,252+88.2% |