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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $534,886 | $159,978+234.3% | $147,041+263.8% | $145,978+266.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 12.59% | 98.36%-85.8pp | 419.21%-406.6pp | 550.52%-537.9pp |
| Employer contribution / active EE | $31 | $5,288-99.4% | $4,935-99.4% | $4,662-99.3% |
| Participant deferral / active EE | $8,132 | $8,429-3.5% | $8,071+0.8% | $6,690+21.6% |
| Admin fee / account holder | $17,479 | $15,053+16.1% | $13,006+34.4% | $13,400+30.4% |