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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,591 | $60,165-29.2% | $74,184-42.6% | $55,167-22.8% |
| Participation rate | 48.6% | 74.2%-25.5pp | 76.6%-28.0pp | 69.0%-20.3pp |
| Annual return | 8.46% | 10.00%-1.5pp | 17.74%-9.3pp | 169.23%-160.8pp |
| Employer contribution / active EE | $0 | $1,600-100.0% | $2,370-100.0% | $1,963-100.0% |
| Participant deferral / active EE | $2,904 | $2,973-2.3% | $3,550-18.2% | $3,054-4.9% |
| Admin fee / account holder | $2,052 | $419+389.3% | $5,586-63.3% | $504+307.1% |