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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,021 | $86,919+1.3% | $102,457-14.1% | $80,911+8.8% |
| Participation rate | 98.6% | 72.4%+26.2pp | 76.5%+22.1pp | 67.6%+30.9pp |
| Annual return | 17.10% | 18.90%-1.8pp | 29.41%-12.3pp | 35.63%-18.5pp |
| Employer contribution / active EE | $4,127 | $2,368+74.3% | $3,022+36.6% | $2,756+49.8% |
| Participant deferral / active EE | $7,787 | $4,119+89.0% | $5,054+54.1% | $4,297+81.2% |
| Admin fee / account holder | $5,586 | $8,049-30.6% | $9,451-40.9% | $6,935-19.4% |