Retirement plan

OCEAN STATE JOBBERS & AFFILATES 401(K) PLAN

Name: A&M SPECIAL PURCHASING, INC. - OCEAN STATE JOBBERS & AFFILATES 401(K) PLAN (2018) Form 5500
Creator: A&M SPECIAL PURCHASING, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, OCEAN STATE JOBBERS & AFFILATES 401(K) PLAN, A&M SPECIAL PURCHASING, INC.

A&M SPECIAL PURCHASING, INC.dba OCEAN STATE JOBBERS & AFFILIATESEIN 05-0405488Plan #005PY 2018

375 COMMERCE PARK ROAD - NORTH KINGSTOWN, RI 02852401-295-2672LinkedIn1001-5000 employeesmotion pictures and film

Prospect flagsLow participationLow participant contribution

How to read this page

Total assets (EOY)

$23.1M

-1.6% from 2017

Total participants

3,014

-20.4% from 2017

Average account balance

$29,472

-6.8% from 2017

Annual return

0.10%

-15.23 pp from 2017

Benchmarks

See 688 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants1,000-4,999

Cohort688 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$40.10M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$42K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

944

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

16.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$3.16M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$761

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.34%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$20

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 1 by compensation

Provider	Service type	Compensation
RETIREMENT HORIZONS INC.4+ years Service code 15 · EIN 76-0551734	Recordkeeping	$31,255

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$33K

$11 / participant

Other / not subdivided$33K100.0%

% of EOY assets

0.143%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: KAHN, LITWIN, RENZA & CO., LTD.
Auditor EIN: 050409384
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$29,472

$88,874-66.8%

$123,553-76.1%

$75,289-60.9%

Participation rate

23.6%

75.9%-52.2pp

82.3%-58.6pp

72.4%-48.8pp

Annual return

0.10%

4.22%-4.1pp

119.21%-119.1pp

-0.04%+0.1pp

Employer contribution / active EE

$3,256-100.0%

$4,628-100.0%

$2,405-100.0%

Participant deferral / active EE

$604

$6,174-90.2%

$6,426-90.6%

$3,739-83.9%

Admin fee / account holder

$42

$95-55.5%

$9,284-99.5%

$102-58.8%

Provider

Service type

Compensation

RETIREMENT HORIZONS INC.4+ years

Service code 15 · EIN 76-0551734

Recordkeeping

$31,255

OCEAN STATE JOBBERS & AFFILATES 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

OCEAN STATE JOBBERS & AFFILATES 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion