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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,640 | $49,025+199.1% | $87,502+67.6% | $62,881+133.2% |
| Participation rate | 96.4% | 64.9%+31.5pp | 73.8%+22.5pp | 69.3%+27.1pp |
| Annual return | 0.62% | 10.02%-9.4pp | 12.21%-11.6pp | 20.14%-19.5pp |
| Employer contribution / active EE | $1,133 | $1,372-17.4% | $2,550-55.6% | $2,281-50.3% |
| Participant deferral / active EE | $6,552 | $2,289+186.2% | $3,149+108.1% | $3,203+104.6% |
| Admin fee / account holder | $957 | $4,065-76.5% | $4,221-77.3% | $4,296-77.7% |